We're in the midst of a job and financial transition. So we've determined that September will be a no-spend month!
Actually, maybe we should call it a "no frills" or "no extras" month for a more accurate description!
We will still pay our bills--the mortgage, insurance, gas/electric and so on. We will buy groceries. We will keep the cars filled with gas. We will buy necessities.
We won't buy dog food but we have a brand-new bag that will last for 2 months. We won't be doing a pantry challenge as such, but will be working to stretch the grocery budget as much as possible--whatever I can save in this area would be helpful to use elsewhere. We won't be eating out or going shopping except with gift cards that we already have. No thrifting or clothes shopping unless we absolutely need something! We'll try to combine trips to save gas as much as possible.
We will enjoy being creative with what we have. We'll watch movies we already have or are on our Netflix or Hulu Plus subscriptions. We'll work on home projects that don't require extra spending. We'll eat at home for the most part and still extend hospitality. We will be resourceful when we have to. We'll remind ourselves that this is temporary and this no-spend challenge is a way to stay in the black and be able to use our emergency fund for, well, an emergency.
We will count our blessings--there are many-- and remember that God is our Provider and our Source of all things. Finances and material blessings are just a small part of His provision.
Don't be surprised if most of my posts for September center around the topics of frugality, creativity and resourcefulness! I'll also be sharing updates on our "no spend" challenge from time to time!
Would you like to join in with this challenge? Let me know in the comments! You can set your own rules and goals!
Actually, maybe we should call it a "no frills" or "no extras" month for a more accurate description!
We will still pay our bills--the mortgage, insurance, gas/electric and so on. We will buy groceries. We will keep the cars filled with gas. We will buy necessities.
We won't buy dog food but we have a brand-new bag that will last for 2 months. We won't be doing a pantry challenge as such, but will be working to stretch the grocery budget as much as possible--whatever I can save in this area would be helpful to use elsewhere. We won't be eating out or going shopping except with gift cards that we already have. No thrifting or clothes shopping unless we absolutely need something! We'll try to combine trips to save gas as much as possible.
We will enjoy being creative with what we have. We'll watch movies we already have or are on our Netflix or Hulu Plus subscriptions. We'll work on home projects that don't require extra spending. We'll eat at home for the most part and still extend hospitality. We will be resourceful when we have to. We'll remind ourselves that this is temporary and this no-spend challenge is a way to stay in the black and be able to use our emergency fund for, well, an emergency.
We will count our blessings--there are many-- and remember that God is our Provider and our Source of all things. Finances and material blessings are just a small part of His provision.
Don't be surprised if most of my posts for September center around the topics of frugality, creativity and resourcefulness! I'll also be sharing updates on our "no spend" challenge from time to time!
Would you like to join in with this challenge? Let me know in the comments! You can set your own rules and goals!